There are certain standard costs associated with closing the sale of a home. Sellers and buyers usually share these costs, as the sales contract specifies.
As you'll see below, many of the closing costs result from getting your mortgage loan. Since Riviera Funding NMLS#861382 CA DRE Broker #01186669 is highly experienced with closings and mortgages, we are closing cost experts.
Soon after you submit your application, we will give you the "Loan Estimate" of your costs. We base this cost estimate on our many years of past experience. It's important to note that while our LEs are very accurate, we cannot always predict your costs to the penny. We handle questions about these costs every day at Riviera Funding NMLS#861382 CA DRE Broker #01186669, so please be sure to ask if we can help answer your questions.
We've provided a general list of these costs below, but we'll give you a specific list of closing costs, with amounts, soon after you have completed your application. At Riviera Funding NMLS#861382 CA DRE Broker #01186669, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.
Standard Closing Costs Loan-Related Costs Loan Origination Fee Points — A fee paid to lower your interest rate (optional) Appraisal Fee Obtaining Your Credit Report Up-front Interest Payment Escrow Fees Taxes Property Taxes Transfer Taxes & Recording Fees Insurance Homeowners Insurance Private Mortgage Insurance (PMI) Title Insurance Flood / Quake Insurance
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