Why Pre-Qualification is Important

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Even if you have not narrowed down houses to visit yet, it is advantageous to visit with your mortgage pro early. Why? How can we help you if you haven't negotiated a purchase amount, and don't yet know how much you need to borrow?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through pre-qualifying. We do this by analyzing your debts and income, your work and residence circumstances, your funds available for a down payment, required reserves, and other financial considerations. It's quick and basic; We keep the paperwork to a minimum.

We give you a Pre-Qualification Letter after you qualify, that documents that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.

Power in the Pre-Qual

When you find a house that meets your needs, and you decide to put together an offer, being pre-qualified for a loan will do several things. First of all, you have some general numbers in mind, as the total you can borrow. Of greater importance to the existing home owner, your pre-qualification is like your having walked into their front door with a bag full of cash ready to make the deal! They won't need to wonder if that they are wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly mortgage payments you can afford, and how much we of a loan you can qualify for. In this process, we explore your borrowing power - reviewing your earning status, money available for down payment, existing debt, income, and other circumstances. We will require a minimum amount of paperwork, with a short, basic process.

Face to Face

It's vital for you to sit down and meet with us, even though you are free to also try the helpful mortgage loan calculators on our site. We can begin getting your pre-qualification letter. Then, we will make sure we have chosen the right mortgage loan program for your situation. We're eager to meet with you: contact us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. We answer pre-qualification questions every day.