When to Speak to Your Mortgage Pro About Pre-Qualifying

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Even if you haven't narrowed down houses to view yet, it's valuable to visit with your mortgage professional first. What for? What can we do for you if you haven't made your offer, and don't yet know the amount you need to borrow?

Pre-Qualify

We can help you find out how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. This process outlines your finances - your debts, income, employment, and down payment money, among other things. We will ask for a minimum amount of paperwork, with a quick process.

We will give you a Pre-Qualification Letter once you qualify, that documents that we're confident you'll qualify for a predetermined amount of mortgage dollars.

Buying Clout

Armed with your pre-qualification letter, a number of advantages fall at your feet when you locate the home you want to put together an offer for. First, you have some concrete numbers in mind, as the total you will be able to borrow. Of greater importance to the home seller, your pre-qualification is like your having entered their front door with a suitcase full of cash to purchase their house! They won't need to wonder if that they have been wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. You can have the clout of a buyer ready to make the deal right now!

We help with your pre-qualification

We can help determine how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. This process outlines your financial situation - your debts, income, job, cash available for down payment, among other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

While you can use our mortgage calculators on our site, it will be essential to sit down and talk with us. That way, we can help you get your pre-qualification letter. Next, we can study your loan choices and make sure you are in the right one. We are eager to meet with you: call us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. We answer pre-qualification questions every day.