When to Talk to a Mortgage Professional

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It is important to visit with a mortgage professional first, even if you haven't settled on the kind of house you hope to find. What for? How can we help before you have negotiated an amount, and don't know yet the amount you want to borrow?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through pre-qualifying. We will do this by reviewing your income and debts, your employment and housing situations, your funds available for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter after you qualify, that documents that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Power in the Pre-Qual

A number of advantages open to you after you find your next house, and have pre-qualification. First of all, you have some definite numbers in mind, as the total you will qualify for with your loan. More important to the current home owner, your being pre-qualified is like your having walked into their front door with a suitcase full of cash ready to make the deal! They won't have to worry that that they are wasting their time if you will not be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We can help you pre-qualify

We will help you see how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. We achieve this by considering your debts and income, your work and housing circumstances, your funds available for a down payment, required reserves, and other considerations. We will require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It's vital to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on our website. That way, we will help you get your pre-qualification letter. For another thing, we may be able to locate a different mortgage choice that is a better fit for you. Let us get you started: Call us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. It's our job to answer pre-qualification questions, so we're happy to help!