Why it's Important to Pre-Qualify

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Even if you haven't researched houses to view yet, it can be valuable to contact your mortgage professional early. What for? It may be hard to understand how we can help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out how much of a monthly payment you can fit in your budget, and the loan amount you will qualify for. During the process, we explore your borrowing capacity - analyzing your job, available money for down payment, debt, income, and other circumstances. It's short and basic; We keep the paperwork light.

We will give you a Pre-Qualification Letter if you qualify, that documents that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Buying Clout

A number of advantages open to you when you have found your new house, and have achieved pre-qualification. The first is that you'll be sure what you'll be able to afford when putting together your offer. More important to the seller, your being pre-qualified is like your having entered their house with a bag full of money to make the deal! They won't have to be concerned that they are wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. You can have the influence of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

We can help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. In this process, we calculate your borrowing potential - reviewing your job, available money for down payment, debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

One on one

It is vital for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage calculators on our site. That way, we will help you get your pre-qualification letter. For another thing, we might be able to find a different mortgage choice that is a better fit for you. We're waiting to meet with you: contact us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. It's our job to answer pre-qualification questions, so we're happy to help!

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Riviera Funding NMLS#861382 CA DRE Broker #01186669

1801 S. Catalina Avenue Suite #201
Redondo Beach, CA 90277