Why it's Important to Pre-Qualify

Are you looking for a mortgage? We'll be glad to answer your questions about our mortgage offerings! Call us at 3103737406. Ready to begin? Apply Here.

Even if you have not researched houses to visit yet, it's advantageous to contact your mortgage pro early. Why? It may be difficult to fathom the ways in which we can help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We do this by reviewing your debts and income, your employment and housing circumstances, the funds available for down payment, required reserves, and other financial considerations. It's quick and basic; We keep the paperwork light.

Once you qualify, will present to you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that documents the fact that we are working with you to find the best mortgage loan to meet your needs and that we're confident you will qualify for a mortgage loan for a specific amount.

Buying Clout

Holding your pre-qualification letter, a number of advantages fall at your feet at the point you locate the home you want to put together an offer for. First, it lets you know how much you're able to offer. Of greater importance to the existing home owner, your being pre-qualified is like your having walked into their house with a suitcase full of money to make the deal! They need not be concerned that they're wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back up your offer.

We will help you with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. We do this by reviewing your debts and income, your work and housing situations, your funds available for down payment, required reserves, and some other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It is vital to sit down and talk with us, even though you are free to also utilize the helpful mortgage loan calculators on our site. That way, we'll be able to help you get your pre-qualification letter. Next, we can consider your mortgage loan choices and make sure you have chosen the right one. We're eager to hear from you: call us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. We answer pre-qualification questions every day.

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Riviera Funding NMLS#861382 CA DRE Broker #01186669

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1801 S. Catalina Avenue Suite #201
Redondo Beach, CA 90277