When to Talk to a Mortgage Professional About Pre-Qualification

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Even if you have not so much as picked out houses to view yet, it's important to visit with your mortgage professional first. What for? Perhaps it is hard to fathom the way we could help even before you begin to negotiate.

We Can Help You Pre-Qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. During this process, we calculate your ability to borrow - reviewing your earning status, available money for down payment, debts, income, and other areas. We ask for a minimum amount of paperwork, with a quick process.

We'll award you a Pre-Qualification Letter once you qualify, that documents that we are confident you can qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

A number of advantages open to you after you find your dream house, and have pre-qualification. First, it lets you know how much you're able to offer. Your pre-qualification will also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They won't need to worry that they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You have the capability to back your offer up.

We will help you pre-qualify

We can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. In this process, we explore your borrowing capacity - reviewing your employment, money available for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

You can always use the mortgage calculators available on this site to calculate the size mortgage you will be able to afford - but it's also essential to talk with one of our mortgage professionals. We can work toward your pre-qualification letter. Then, we can make sure we have the right mortgage loan program for you. We are eager to meet with you: contact us at 3103737406.

Have questions about pre-qualifying? Call us at 3103737406. It's our job to answer pre-qualification questions, so we're happy to help!